Have questions about how to finance a car? Want to learn more about Jeep financing interest rates? We're here to help! Our General Sales Manager, James Smith, has answers to some of the most frequently asked questions he hears at our Chrysler, Dodge, Ram and Jeep dealership near Augusta.
Whether you're a first-time car-buyer or would like to know the best way to trade in and trade up to something new, James is here to help. Take a look at our Chrysler and Dodge financing FAQs below, and don't hesitate to reach out to us if you'd like to apply for an auto loan or learn about our Ram lease specials. We can't wait to get you the keys to a new, used or Certified Pre-Owned vehicle you'll love for miles and miles!
Chrysler, Dodge, Ram & Jeep
Financing FAQs
01What are current interest rates to buy a car?
It depends on terms and amount financed, but rates can be as low as 3.9%.
02How do I get a good interest rate?
There are several factors that determine your rate, but having a good credit score and down payment is especially important.
03How much of a down payment do I need to finance a car?
In many cases, you can put zero dollars down.
04What additional costs will I be responsible for when buying a new car?
You'll be responsible for paying state taxes on your new vehicle.
05How can I find the value of my trade-in?
We encourage you to use our online trade-in calculator to get an estimate, then visit Thomson Chrysler Dodge Jeep Ram for an appraisal. You can also use NADA or Kelley Blue Book guides for determining trade-in value.
06Does my credit score impact my loan rate?
Yes.
07I have a low credit score -- can I still finance a car?
Possibly. It depends on down payment, amount of the loan, and inventory to satisfy approval.
08I don't have a credit history yet -- can I still finance a car?
Yes! We offer first-time buyer programs that can help you qualify for Chrysler financing, even if you have no credit.
09What's the best length for a car loan?
Generally, we recommend 60-84 months for most of our customers.
10Can you offer a better interest rate than my pre-approved rate?
In most cases, yes!
11Can I reduce my monthly car payments down the road?
Yes, refinancing to reduce payments is always an option.
12Can I sell my car while I'm still paying it off?
Yes!
13Can I add a warranty when I buy a car?
Yes, we offer a full line of protection services and products.